Kirsty and Phil

A national obsession returns to our screens. The new series coincides with blanket press proclamations of ‘Home ownership to slump’. Whilst there’s little appetite for the Government to finance another round of sub-prime mortgages, if you are a young adult, home ownership remains a big ask. The current brouhaha has being stoked by the Nation Housing Federation’s laudable quest to build more social housing. However, as far as I can determine, houses – their cost and availability – aren’t the problem. It’s more a lack of credit, albeit this appears to be easing. As someone who hasn’t been an owner-occupier in recent years, renting has much to recommend it – not least in the stress-free environment that comes from the property being someone else’s responsibility.